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Ultimate Loan Calculator $49.95
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A practical loan calculator for mortgages, auto leases, student loan consolidation, and more!

Ultimate Loan Calculator

Solves financial questions instantly



Calculators

Extra Payment
Analyze the impact of making an extra payment on any monthly loans - auto loan, mortgage, etc.

Auto Lease Calculator
Estimate a car lease payment. Enter sticker price, leasing price, down payment, lease term, residual factor and money factor.

Lease Implicit Rate
Find the "hidden" implicit rate of any lease with no interest rate given. Very useful for auto or home lease.

Loan Payment Calculator
Calculate the monthly payment for a traditional loan (fixed rate, fixed monthly installments, etc). Summarize the key loan statistics such as total interest and the total payments to be made over the life of the loan.

Loan Payoff Amount
Enter the monthly payment, the annual interest rate, number of payments made and loan period in years and calculate the loan payoff amount.

Add-On Interest Loan
Calculate key financial data (interest over term of loan, monthly payment, and sum of payments) of an Add-On Interest loan.

Single Payment Discount Loan
Find key financial data for a single payment discount loan. A single payment discount loan is paid with one payment at the end of the life of the loan.

Effective Rate
Calculate the effective rate (as opposed to the stated rate) of a loan that requires points (prepaid interest).

Interest Penalty
Calculate the interest penalty incurred because of a late payment. Select the number of days late calculate the penalty.

Maximum Loan
Calculate the maximum amount you can afford to borrow and the payments based on financing options. Calculates up to three loan scenarios based on a set of assumptions such as: affordable payments, term, and interest rates.

Fixed Rate Loan Valuation
Determine the current value of a fixed rate loan based on the expected annual yield.

Refinance Calculator
Prepare an analysis, allowing you to make an informed refinancing decision. Compares the current and proposed mortgage monthly payments and generates a monthly saving and a payback period (the number of months to recover the refinancing costs).

Loan Consolidation
Calculate a monthly loan payment based on debts that you would like to consolidate into one obligation.


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